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理财行业趋向何方?业内高管发声 凝聚三大共识:多资产多策略、扩大海外投资、打造产品差异化优势_蜘蛛资讯网

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因素,没有足够参考数据进行比较。

。低利率环境下,票息资产收益下行,传统债券类资产的投资回报空间面临压缩,理财产品实现较高收益的难度持续加大。截至今年9月末,新发固收类理财产品业绩比较基准已由2021年末的4%上方回落至2.4%左右。黄党贵认为,理财亟待提升多元化投资的深度与广度,为投资者提供符合预期的收益水平。此外,低利率环境下,资产价格波动对产品净值的影响将更加显著,需加强风险管理,对未来可能发生的利率反弹做好研判和应对。  

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